Connecticut SR22 Insurance Filings & Quotes
In the state of Connecticut, an SR22 insurance form certificate is necessary when a driver fails to provide evidence of insurance, or commits a criminal offense like driving while intoxicated, or fails to meet filing requirements as determined by the Connecticut Division of Motor Vehicles. A Connecticut SR22 insurance form simply demonstrates the motorist has created a financial obligation with the insurance provider.
This obligation shows the DMV that this driver is going to have insurance in the present as well as in the future. The SR22 certificate has to be carried continually for three years by the driver, the same as regular vehicle insurance. In addition to this, the SR22 form will have to be filed together with the car insurance policy with the DMV.
If you or your insurance provider fails to report any changes in your insurance coverage to the Connecticut DMV will result in receiving a warning letter from the DMV stating that you face possible fines and a further suspension of your license.
The state of Connecticut requires all licensed drivers to have at least the state minimum level of liability insurance on any vehicle they drive. If the driver fails to meet this requirement, you will then be required to obtain and carry an SR22 certificate in order to drive.
An auto insurance policy is also required for any offense that happens on Connecticut roads. These offenses could range from causing an accident, failing to provide proof of insurance, or driving while intoxicated, and more. In Connecticut, punishment for all those offenses is the same, regardless of severity. All of the above will require the acquisition of an insurance policy for a minimum of three years. This goes for first offenders also.
Until a policy is purchased from the offender’s insurance company, their license will be temporarily suspended. Policies are offered by most reputable insurance providers; however, many small insurers usually do not provide SR22 services. If you are insured by one of these companies and neglect to provide proof of insurance, then you will have to switch insurers to acquire a new policy. The DMV must be notified of this change immediately.
If a driver’s insurance coverage is terminated due to a fault of their own, then the DMV may renew the penalty sentence. Failure to report any changes to a policy will result in the suspension of your license. Any repeat offenders will get double the sentence until their license is terminated. An offender on a three year policy will then receive an additional five years, and then a doubled sentence thereafter until termination of the license occurs after twenty years is reached.